About YDB
With a combined experience of 15 years, you can be confident that you are dealing with mortgage broking experts when you work with us. Each member of the team brings expertise from the residential and commercial mortgage industries to ensure that our clients receive the best possible assistance throughout the property purchasing process.
Our mortgage professionals are not only experts in their field, but they are also passionate about helping our clients achieve their goals. Your success is our priority, and we promise to achieve it through a hassle-free, smooth loan process that is completed on time.
Our Vision
To help people create thoughtful financial decisions while simultaneously uplifting their individuality.
Our Mission
Our main mission is to “assist people in appreciating their individuality and making thoughtful financial decisions.”
What’s Our Millestone
Our Values
Excellence
We take great pride in our ability to excel, both in how we conduct ourselves and in the outcomes we aim for.
Mentorship
Not only do we help our clients but we also create a relationship with more knowledge, connections, and experience for their future. The way we build stronger relationships for the future is through mentoring our associates.
Progression
With mutual respect and knowledgeable decision, we help our clients achieve their outcomes resulting in progression for both parties
Why Choose Us?
Almost Free Consultant
Our services are typically free for the majority of home and investment loans. However, there may be a brokerage fee for specific types of loans such as short-term loans, small loans, commercial or trust finance, and early loan refinancing or exit. As a broker, we are compensated by the lender, ensuring that you receive the same rate as if you approached the lender directly. The advantage of working with us is the access to a diverse range of lenders from our panel of over 30 options, providing you with more choices.
Specialized Loan Approval
Our company specializes in helping people with complex financial situations and those who don’t meet standard lending policies. Our mission is to assist those who have been rejected by the Australian banking system. We are experts in lender guidelines and work with a wide range of lenders, having a deep understanding of their policies and potential issues. We also have an in-house credit assessment process before applying to any bank or lender.
Comprehensive Approach
Mortgage lending can be complex, so we provide a comprehensive solution by considering the entire situation. Our thorough loan evaluation takes into account current and future needs for the best loan fit. If you don’t meet requirements, our “prepare to buy” program helps to reach a point where loan approval won’t be an issue.
Over 30 Lenders
Some big mortgage brokers are partially owned by banks, but we are a privately held company that can arrange loans from the four major banks and non-bank lenders. Using a mortgage broker offers more choices from over 30 different lenders, ensuring home loan approval without harming your credit score.
